Face Your
Finances.
Stop Wasting
Money.
DebtMirror is a brutally honest financial analyzer. Enter your debts, expose your subscription leaks, simulate your payoff, and get your Financial Health Score — in under 60 seconds.
12,000+ audits run — avg. $3,200 waste found
Financial Health
Your Audit Report
Total Debt
$28,400
Interest / Year
$4,220
Subscriptions
$247/mo
Debt-Free In
3yr 4mo
Audits Completed
Avg. Waste Found
Faster Payoff Avg.
User Rating
Why DebtMirror?
Your finances have been lying to you.
Most people don't know their real debt cost, interest bleed, or which subscriptions are draining them. We show you all of it.
Stop the Interest Bleed
See exactly how much your debts cost you per day, month, and year. The number will shock you.
Expose Subscription Leaks
The average person wastes $3,200/year on subscriptions they forgot about. Find yours instantly.
Simulate Your Debt-Free Date
Choose snowball or avalanche. See your exact payoff timeline and total interest savings.
Get Your Health Score
A single number from 0–100 that tells you where you actually stand. No sugarcoating.
Instant Actionable Plan
Not just charts — real steps ranked by impact. Know exactly what to pay off first.
Share Your Progress
Generate a shareable score card for TikTok, X, or Instagram. Accountability that works.
Free Audit Tool
Run Your Financial Audit
Enter your data below. Everything runs in your browser — nothing is sent to a server.
Strategies That Actually Work
Hover the cards to compare the two most proven debt payoff methods.
Debt Avalanche
Highest APR first
- Mathematically optimal
- Saves most interest overall
- Ideal for large, high-rate debts
Hover to learn more →
Save up to 23% more in interest
Target the debt with the highest interest rate first. Redirect freed minimums to the next target.
Try ItDebt Snowball
Smallest balance first
- Psychological momentum
- Quick wins keep you motivated
- Ideal for high-volume debts
Hover to learn more →
74% of users stay consistent longer
Pay off the smallest balance first. Watching debts disappear one-by-one is incredibly powerful.
Try ItReal People. Real Results.
“I had NO idea I was paying $340/month in subscriptions I never used. DebtMirror found them in 2 minutes.”
Jessica M.
@jessfinance
“The avalanche vs snowball comparison saved me $4,000 in interest. Switched strategies immediately.”
Marcus T.
@debtfreemarcus
“Seeing my debt-free date motivated me more than any budgeting app I've tried. I actually paid extra this month.”
Priya K.
@priya_builds
Ready to face it?
Your money is waiting.
Every day you wait costs you more in interest. Get your Financial Health Score right now — free, private, instant.